FAQ

Q: What is a structured settlement? 

A:  A structured settlement is a policy issued by an insurance company whose payments are scheduled over time, such as monthly, quarterly, yearly or large lump sum payments in the future.  

Q: Why would I want to sell my future structured settlement payments for a lump sum now? 

A:  People’s needs change over time and converting a portion of those payments can provide the flexibility you need to place you in a better position.

Q:  How long does it take to receive a quote? 

A:   A quote can be prepared instantly after your representative speaks with you regarding your unique circumstances.

Q: How long does this process take?

A:  It typically takes 45-90 days from signing of paperwork to receiving funds

Q: Do I have to sell all of my payments?

A: No, you can sell part of your payments and Valor Funding will review with you so that you can plan for the long term

Q: Do I need to pay taxes on my lump sum of cash?

A: In most cases the lump sum is tax free, depending on your unique circumstances

If you would like to know more about what we can do to help you get your cash fast, call, text or email one of our representatives or fill out an online contact form and we will get in touch to help you.